Can Community-Based Health Insurance (CBHI) Initiatives Serve as Sustainable Healthcare Financing Mechanism in Resource-Poor Settings?

Community-based health insurance (CBHI) is an emerging concept that provides financial resources for health care and improves access to quality health services. It was introduced in West Africa in 1990 for the financial protection of the poor and rural countries. The development agencies are increasingly considering CBHI as a tool that enables easy access to quality health care and reduces absolute poverty among low-income populations. The CBHI scheme is any system which is operated and managed by an organization, other than a private or government company, that provides risk pooling to cover part or all of the expenditure of healthcare services. There are several forms of CBHI like micro-insurance schemes, mutual health organizations and medical aid societies.

Community-Based Health Insurance Framework

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